It earns flat-rate cash back on purchases, then lets you redeem it as a statement credit, check, or to erase eligible buys. Quicksilver is a “set it and forget it” style cash back card. You spend as usual, a small slice of each purchase comes back to you, and you choose when to redeem. The […]

You can often get a refund by canceling fast, sending clear billing proof, and asking for a reversal tied to your exact charge. Seeing a Kikoff charge you didn’t expect can feel rough. The fix is rarely one button. It’s a short chain: confirm what you bought, stop the next charge, ask Kikoff to refund

A recession plan starts with cash reserves, lower fixed costs, and steady income options before markets or jobs tighten. “Prepare for a recession” means building breathing room before you’re forced into expensive choices. A slowdown can show up as fewer hours, slower clients, tighter credit, or bills that rise faster than pay. You can’t control

Home equity loan rates can edge lower when lender funding costs ease, yet your final quote still rides on credit, equity, and debt levels. If you’re thinking about tapping your home’s equity, rate direction matters. A small swing can change the payment enough to change your plan. Rates have cooled from the highs many borrowers

Higher rates cool inflation by making borrowing pricier, slowing spending, and easing price pressure after a lag. When inflation runs hot, interest rates become the headline tool. Still, the link between a rate hike and the price you pay at the till feels indirect. That confusion is normal. Prices don’t flip the day a central

TurboTax can be free for a simple federal return, yet many filers pay once their forms, state return, or add-ons push them into a paid tier. You can begin in TurboTax without paying. That’s where the confusion starts. You enter a W-2, see a refund estimate, and it feels finished. Then the price shows up

Send your Cash App balance to your linked bank using Cash Out; Standard takes 1–3 business days, Instant costs a fee. You’ve got money sitting in Cash App, and you want it in your bank account where you can pay bills, pull cash, or keep everything in one place. That’s normal. The part that trips

No—529 funds can usually pay qualified education costs nationwide, but state tax perks and prepaid tuition contracts can tie you to a home-state plan. “State-sponsored” sounds like “state-only.” That mix-up is common. A 529 plan is run by a state or a state agency, yet most education savings 529s let you spend qualified withdrawals at

Yes, you can buy first if your lender accepts the extra debt and you line up an exit plan like a sale contingency or bridge funds. Buying the next place before you sell the current one can save you from two moves and a rushed offer. It can also leave you owning two homes at

Most balances stay cleared, but mistakes, missing eligibility, or fraud findings can bring a forgiven loan back onto your account. A zero balance after forgiveness feels final. Then a new statement shows a balance again, or your servicer posts a “reversal,” and it’s panic time. True clawbacks are uncommon. Balance pop-ups from processing issues are